We Offer a Wide Array of Deposit Accounts to Meet Every Need

Account Type Minimum Opening Balance Minumum Balance to Avoid Service Charge Service Charge Interest Bearing
Regular Checking

$100

None

None

No

Regular Checking

  • No monthly service fee
  • No minimum balance requirement
  • Unlimited check writing
  • Free Online Banking and Bill Payment
  • No charge ATM/Debit card, learn more...
  • Free check images with your monthly statement for easy reconciliation and record keeping
N.O.W. Account

$100

$1,500 minimum daily balance or

$2,500 average monthly balance

$10 (monthly)

Tiered - Contact us for Rates

N.O.W. Account

  • Offers a variable rate of interest that reflects market conditions
  • Interest is compounded daily and credited monthly
  • Unlimited check writing
  • Free Online Banking and Bill Payment
  • No charge ATM/Debit card, learn more...
  • Free check images with your monthly statement for easy reconciliation and record keeping
Health Savings Account

$100

None

$20 (annual)

Tiered - Contact us for Rates

Health Savings Account

  • Offered to existing clients with a depository relationship
  • Used in conjunction with a "High Deductible Health Plan" (HPHD)
  • A smart way to save and pay for current and future medical expenses
  • No monthly charge with a $100 minimum balance
  • Tax deductible contributions
  • Withdrawals for qualified medical expenses are tax exempt
  • Optional no charge ATM/Debit card to pay for your qualified medical expenses
  • Interest is compounded daily and credited monthly
Premium Savings Account

$100

None

None

Tiered - Contact us for Rates

Premium Savings Account

  • Easy access to funds
  • Savings Account may be linked to your Checking or NOW Account to provide Overdraft Protection, learn more...
  • Free Online Banking
  • Interest is compounded daily and credited monthly
Money Market Account

$2,500

$2,500 minimum daily balance or

$5,000 average monthly balance

$8 (monthly)

Tiered - Contact us for Rates

Money Market Account

  • Federally insured investment account
  • Offers a competitive tiered rate of interest
  • Free Online banking
  • Interest is compounded daily and credited monthly
Certificate of Deposit

$1,000

None

None

Tiered - Contact us for Rates

Certificate of Deposit

  • Competitive rates
  • Maturities range from 3 months to 60 months
  • Interest is compounded monthly and credited monthly
  • Free Online banking
  • Early withdrawal penalties may apply
CDARS Certificate of Deposit

Contact Us

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CDARS Certificate of Deposit

  • Offered to clients with an existing depository relationship
  • Receive full FDIC insurance on deposits that exceed the bank's insurance limit
  • Receive one account statement listing all your CD's
  • Earn one rate on your entire investment
  • Learn more about CDARS by clicking below

Click for CDARS Information

Individual Retirement Account (Traditional)

$1,000

None

None

Tiered - Contact us for Rates

Individual Retirement Account (Traditional)

  • Offered to clients with an existing depository relationship
  • Offers tax-deductible contributions and tax-deferred interest
  • Penalties may apply if funds are withdrawn before the age of 59 ½
  • Interest compounded monthly and credited monthly